Kendrick Sands

Kendrick Sands Global Insight Manager: Payments and Lending

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About Kendrick

Kendrick leads the development of the payments and lending system at Euromonitor and coordinates the research program. He works directly with clients to identify and assess the impact of global payment trends.

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Expertise

Kendrick has worked with leading consumer and commercial payments companies across the world. Payment trends researched include regulation, customer experience, financial inclusion and payment innovation. Kendrick has researched a variety of topics related to consumer finance and payments, including fintech, loyalty and rewards, payment innovation, network competitive landscape and financial inclusion.

Recently Published Work

Article

Fintech’s Next Phase: Lending, Security and Digital Currencies

30 Apr 26

Fintech is accelerating a structural transformation in payments and lending, driving significant uptake of digital wallets, stablecoins, and buy now, pay later (BNPL) offerings, while facing heightened challenges from increasing payment fraud. Payment companies and merchants must manage an environment where consumer demands, security risks and competitive pressures are changing more rapidly than before.

Kendrick Sands

Kendrick Sands

Video

Top Five Trends in Payments in 2026

6 Mar 26

Payments and lending is rapidly evolving as innovation from fintech impacts every part of a transaction. Digital currency investment is accelerating as the use cases for them continue to expand, while credit is now projected to become the most used card function by payment value in 2030. Also driving payments are the more than 400 million newly banked consumers and the USD28 trillion in available commercial paper payments.

David Zhang

David Zhang

Article

Key Themes from Money20/20

23 Dec 25

The 13th Money20/20 at The Venetian in Las Vegas did not disappoint this year with partnership announcements, product launches and the floor packed with the leading payment players. With over 11,000 attendees, it is the largest payments conference in the US.

Kendrick Sands

Kendrick Sands