COMPETITIVE LANDSCAPE
Solventa Tarjetas and Empresas Hites drive store cards
The competitive landscape of store cards has been marked by consolidation and adaptation. Solventa Tarjetas consolidated its position as the clear leading issuer in terms of cards in circulation 2024.
Further consolidation of the competitive landscape of store cards
The key factors contributing to the shift away from store cards include increasing competition from general-purpose credit cards, evolving consumer preferences for more flexible and personalised financial products and stricter regulatory requirements that have raised the costs of compliance. As a result, store cards’ competitive landscape is likely to see further consolidation, with fewer issuers offering a greater variety of digital payment options.
Delivery:
Files are delivered directly into your account soon after payment is received and any tax is certification is verified (where applicable).
This report comes in PDF with additional info in Excel included.
Overview:
Understand the latest market trends and future growth opportunities for the Store Card Transactions industry in Chile with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Store Card Transactions industry in Chile, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Store Card Transactions in Chile report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Store Card Transactions in Chile?
- What are the major trends key to understanding Store Card Transactions in Chile?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Credit Cards in Chile - Category analysis
Credit Cards in Chile - Company Profile
KEY DATA FINDINGS
Credit cards’ recovery gains momentum
Convenience and attractive terms and offers boost credit card uptake and use
Credit card transactions are set for growth as flexibility and rewards drive engagement
Pre-paid cards could constrain credit cards’ growth
Smarter wallet integration and AI personalisation to impact credit cards
Visa enjoys strong partnerships and acceptance while Banco Santander invests in marketing and innovation
Mastercard is positioned as a key innovator while Banco de Chile leverages its high profile
Debit Cards in Chile - Category analysis
Debit Cards in Chile - Company Profile
KEY DATA FINDINGS
The category develops and grows amid easy access solutions
Debit cards are increasingly used for everyday purchases
Transactions to continue upward trajectory
Fraud concerns and stricter policies to shape user behaviour
Ley Fintech to increase finance and digital innovation
The competition in debit cards is intensifying
Operators and issuers continue to invest in their debit card portfolios
Pre-Paid Cards in Chile - Category analysis
Pre-Paid Cards in Chile - Company Profile
KEY DATA FINDINGS
Pre-paid cards in circulation and usage grow through digital developments
Mobile payments and digital wallets drive dynamism in pre-paid cards
Pre-paid transaction volumes set to continue recovery over the forecast period
MetroPago’s launch set to help transform the open loop category
Financial inclusion and product innovation to expand to pre-paid cards’ reach and challenge debit cards
AFT dominates closed loop pre-paid cards by offering the main transportation payment option
Strong leaders develop open loop pre-paid cards
Store Cards in Chile - Category analysis
Store Cards in Chile - Company Profile
KEY DATA FINDINGS
The decline in store cards continues in 2025
Store cards become increasingly niche
Demographic shifts diminish the popularity of store cards despite the potential development of a new consumer base
Store card circulation and transactions to continue to decline over the forecast period
Retailers to continue to shift towards wider-ranging loyalty schemes and digital payment options
Solventa Tarjetas and Empresas Hites drive store cards
Further consolidation of the competitive landscape of store cards
Financial Cards and Payments in Chile - Industry Overview
Financial cards in circulation rise in number amidst digital trends in 2025
KEY DATA FINDINGS
Pre-paid format continues to gain space and momentum
Digital wallets add dynamism to the landscape
Fintech innovation and new bank opening signal a new era for Chilean banking
Regulation to ease access to financial cards
Financial cards to benefit from shift away from cash purchases
Banco del Estado de Chile leverages the popularity of CuentaRUT debit cards while Transbank offers a wide portfolio and strong partnerships
Partnerships with key actors offer share growth opportunities to Mercado Pago Emisora and Visa
COUNTRY REPORTS DISCLAIMER
Store Card Transactions
A store card (also known as a retailer or private label card) contains a “pay later” component and revolving line of credit similar to credit cards. However, store cards must contain usage limited to specific stores within a predefined retail group unlike retailer co-branded cards. Co-branded credit cards issued by retailers acting as financial institutions and without usage restrictions fall into the credit card category.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Store Card Transactions research and analysis database.
NEW REPORT GUARANTEE
If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extraction Free!