In the last years, instalment-based purchasing has emerged as a vital consumption driver in Argentina, largely fuelled by government-subsidised interest rates. This resulted in healthy growth for consumer credit in 2025.
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Overview:
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Argentina with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Argentina, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Consumer Credit in Argentina report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Consumer Credit in Argentina?
- What are the major trends key to understanding Consumer Credit in Argentina?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Consumer Credit in Argentina - Category analysis
Instalment-based purchasing has emerged as a vital consumption driver
KEY DATA FINDINGS
Interest-free instalments remain relevant, although the maximum period is usually three months
Increased consumption and financing with credit cards enable consumer spending in a recessionary economic context
Financial education for the lowest socio economic groups will be key to develop a stronger BNPL system
With greater price stability, long-term loans could increase
Fintech companies become key in consumer credit
Increase in auto loans market with direct financing for cars
Consumer Lending in Argentina - Industry Overview
Healthy growth supported by lowering inflation
KEY DATA FINDINGS
Government monetary policies contribute to banks regaining their role as financial intermediaries
Strong growth in car, personal, and credit card lending
Increase in mortgage credit in the first part of the year
BNPL is a system that is still underutilised among Argentine buyers
Political uncertainty likely to create challenges ahead
Interest rates set to rise
COUNTRY REPORTS DISCLAIMER
The following categories and subcategories are included:
Consumer Credit
- Auto Lending
- Card Lending
- Durables Lending
- Education Lending
- Home Lending
- Other Personal Lending
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Consumer Credit research and analysis database.
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