A deceleration in growth is expected from 2025 onwards, tied to various economic and psychological factors. While easing monetary policies would typically encourage borrowing, persistent economic uncertainties are reshaping credit dynamics.
Chile’s education lending landscape is transforming due to the government’s plan to forgive the State-Guaranteed Student Loan (CAE). This initiative, a campaign promise, addresses the heavy debt burden accumulated by thousands of students since the CAE's introduction in 2006.
Late payments continue to present challenges for Chile’s credit landscape. According to Equifax, the worst of the late payments chaos has stabilised, but underlying trends reveal persistent disparities.
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Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Chile with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Chile, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsThis report originates from Passport, our Consumer Credit research and analysis database.
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