Total consumer credit in Chile’s outstanding balance saw a double-digit rise in current terms in 2025; faster than the 2024 increase. While the total outstanding balance of consumer credit is projected to continue rising in the forecast period, its trajectory is expected be shaped by several key factors, including employment recovery, wage growth and consumer confidence. These elements are closely linked to inflation and interest rate trends, which play a central role in influencing both the dem
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Overview:
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Chile with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Chile, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Consumer Credit in Chile report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Consumer Credit in Chile?
- What are the major trends key to understanding Consumer Credit in Chile?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Consumer Credit in Chile - Category analysis
KEY DATA FINDINGS
Interest rates shape credit demand
Financing incentives boost auto sales
Access to BNPL expands through fintech firms
Credit comparison empowers Chilean consumers
Economic confidence and fintech companies to shape credit offers and demand
New debt registry to foster smarter credit access as late payment and delinquency remain key concerns
Plan to forgive student loans to boost education lending
Consumer Lending in Chile - Industry Overview
More conducive environment for borrowing
KEY DATA FINDINGS
Fintech consumer credit evolution
Improving mortgage affordability for middle-income families
BNPL adds dynamism and scope to consumer lending
Brightening outlook for mortgages/housing
Economic recovery and regulatory and BNPL expansion to foster fertile conditions for consumer credit
Digitalisation’s coverage to widen and impact to deepen
COUNTRY REPORTS DISCLAIMER
The following categories and subcategories are included:
Consumer Credit
- Auto Lending
- Card Lending
- Durables Lending
- Education Lending
- Home Lending
- Other Personal Lending
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Consumer Credit research and analysis database.
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