PROSPECTS AND OPPORTUNITIES
Consumer credit faces the dual pressures of inflation and tighter regulations
A deceleration in growth is expected from 2025 onwards, tied to various economic and psychological factors. While easing monetary policies would typically encourage borrowing, persistent economic uncertainties are reshaping credit dynamics.
Education lending impacted by government’s plan to forgive student loans
Chile’s education lending landscape is transforming due to the government’s plan to forgive the State-Guaranteed Student Loan (CAE). This initiative, a campaign promise, addresses the heavy debt burden accumulated by thousands of students since the CAE's introduction in 2006.
Credit risks include late payments and future challenges
Late payments continue to present challenges for Chile’s credit landscape. According to Equifax, the worst of the late payments chaos has stabilised, but underlying trends reveal persistent disparities.
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Overview:
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Chile with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Chile, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Consumer Credit in Chile report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Consumer Credit in Chile?
- What are the major trends key to understanding Consumer Credit in Chile?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Consumer Credit in Chile - Category analysis
KEY DATA FINDINGS
Tight lending and high inflation place pressure on consumer credit potential
Digital transformation and regulations will shape the landscape
BNPL developments include access, innovation, and regulation
Consumer credit faces the dual pressures of inflation and tighter regulations
Education lending impacted by government’s plan to forgive student loans
Credit risks include late payments and future challenges
Consumer Lending in Chile - Industry Overview
Consumer lending in 2024: The big picture
2024 key trends
Mortgage landscape in Chile
The rise of Buy Now, Pay Later in Chile – expanding access and innovation
What next for consumer lending?
DISCLAIMER
The following categories and subcategories are included:
Consumer Credit
- Auto Lending
- Card Lending
- Durables Lending
- Education Lending
- Home Lending
- Other Personal Lending
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Consumer Credit research and analysis database.
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