Consumer credit saw positive growth in Norway in 2025, with stronger growth in outstanding balance values compared to the previous year, and a slight decline in gross lending values compared to the previous year. This performance is attributed to improving conditions in the economy.
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Overview:
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Norway with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Norway, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Consumer Credit in Norway report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Consumer Credit in Norway?
- What are the major trends key to understanding Consumer Credit in Norway?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Consumer Credit in Norway - Category analysis
KEY DATA FINDINGS
Consumer credit benefits from improving conditions in the economy
Lowering interest rates, low unemployment, and growing disposable incomes boost consumer confidence
Healthy growth in card lending boosted by more frequent usage and higher transaction amounts
Developments in banks set to further impact the landscape via card and non-card lending
Ongoing growth will be linked to an improving economy and specific category drivers
Lending terms play a crucial role in which banks consumers choose
AI and technology will continue to shape consumer credit products
Consumer Lending in Norway - Industry Overview
Positive growth in consumer lending supported by GDP growth and lowering inflation
KEY DATA FINDINGS
A positive overall picture for consumer lending, thanks to favourable economic factors
Mortgages/housing lending benefits from lower policy rates
BNPL continues to grow in popularity in Norway
A positive outlook ahead thanks to an improving economy
Consumer lending remains a concentrated market, but the giants are likely to be increasingly challenged by smaller players
Banks must continue meeting consumers’ demands, else face losing custom
COUNTRY REPORTS DISCLAIMER
The following categories and subcategories are included:
Consumer Credit
- Auto Lending
- Card Lending
- Durables Lending
- Education Lending
- Home Lending
- Other Personal Lending
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Consumer Credit research and analysis database.
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