Consumer credit outstanding balance increased in Egypt in 2025, though growth slowed compared to 2024 as inflation and high living costs pressured households. Banks focused on low-risk, salary-based lending, promoting pre-approved digital loans to verified-income borrowers, while unsecured lending remained subdued. Buy Now Pay Later (BNPL) expanded gradually, but remained a niche category in 2025 as the high inflation environment meant that consumers often preferred fixed monthly loans over stag
Delivery:
Files are delivered directly into your account soon after payment is received and any tax is certification is verified (where applicable).
This report comes in PDF with additional info in Excel included.
Overview:
Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Egypt with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Egypt, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
The Consumer Credit in Egypt report includes:
- Analysis of key supply-side and demand trends
- Detailed segmentation of international and local products
- Historic volume and value sizes, company and brand market shares
- Five year forecasts of market trends and market growth
- Robust and transparent research methodology, conducted in-country
This report answers:
- What is the market size of Consumer Credit in Egypt?
- What are the major trends key to understanding Consumer Credit in Egypt?
- How has COVID-19, recession and macroeconomic volatility impacted the market?
- How long will the market take to recover? What are the opportunities now?
- How will political context and shifting cultural values shape future growth?
- Where is future growth expected to be most dynamic?
Consumer Credit in Egypt - Category analysis
KEY DATA FINDINGS
Slowed growth due to inflation and high living costs
Inflationary pressure continues to influence consumer credit demand
Salary-based lending saw the highest momentum in 2025
BNPL is growing, but remains niche
Credit usage to expand gradually, led by salary-linked lending
Digital onboarding and embedded finance to widen credit access
BNPL to see more regulation and ecosystem growth
Consumer Lending in Egypt - Industry Overview
Steady growth in 2025
KEY DATA FINDINGS
Easier, more flexible borrowing options for consumers
Consumer lending maintains growth momentum
Mortgage lending slows with rising property prices and inflationary pressure
BNPL growth diversifies beyond retail
Growth supported by digital onboarding, targeted personal loan products, and evolving partnerships between banks and fintech
COUNTRY REPORTS DISCLAIMER
The following categories and subcategories are included:
Consumer Credit
- Auto Lending
- Card Lending
- Durables Lending
- Education Lending
- Home Lending
- Other Personal Lending
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See all of our definitionsWhy buy this report?
- Gain competitive intelligence about market leaders
- Track key industry trends, opportunities and threats
- Inform your marketing, brand, strategy and market development, sales and supply functions
This report originates from Passport, our Consumer Credit research and analysis database.
NEW REPORT GUARANTEE
If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extraction Free!